新华财经北京1月4日电(记者 董道勇)财政部日前印发《商业银行绩效评价办法》(简称《办法》),对商业银行绩效评价指标及权重进行调整,旨在进一步发挥市场机制作用,激励商业银行更加有效贯彻落实国家宏观政策,更好服务微观经济、实体经济,为商业银行稳健运行、高质量发展和服务实体经济提供保障支撑。《办法》自2021年1月1日起施行。
ZHUANJIABIAOSHI,《BANFA》ZAIPINGJIADAOXIANGSHANGGENGJIATUCHUFUWUGUOJIAHONGGUANZHANLVE、FUWUSHITIJINGJI、FUWUWEIGUANJINGJIDENGZONGHEJINGJIXIAOYI,YINDAOYINXINGXINGWEIYUGUOJIAZHENGCEXIANGYIZHI。TONGSHI,GENGJIATUCHUGAOZHILIANGFAZHANYAOQIU,ZAIBAOZHENGYINXINGZISHENSHANGYEKECHIXUXINGDETONGSHI,YINDAOQITIGAOJIAZHICHUANGZAONENGLI,GENGHAODIFUWUSHITIJINGJI。
增加“服务国家发展目标和实体经济”指标 引导银行响应国家宏观政策
DANGDESHIJIUDAHESHIJIUJIEWUZHONGQUANHUIDOUJINYIBUMINGQUE,WOGUOYIZHUANXIANGGAOZHILIANGFAZHANJIEDUAN,YAOTUIDONGZHILIANGBIANGEHEXIAOLVBIANGE。ZHEIJIUYAOQIUYINXINGZAIZHUIQIUGUIMOZENGZHANGDETONGSHI,GENGJIAZHUZHONGFAZHANZHILIANGYUXIAOYI。JUXI,XIANXINGSHANGYEYINXINGJIXIAOPINGJIABANFAJIANLIYU2009NIAN,2016NIANCENGJINXINGXIUDING。DANSUIZHEWOGUOJINGJIFAZHANJINRUXINCHANGTAI,XIANXINGSHANGYEYINXINGJIXIAOPINGJIABANFAJUXIANXINGZHUJIANTUXIAN,YOUBIYAOGENJUXINXINGSHIXUYAOJINXINGXIUGAIWANSHAN,YISHIYINGDANGQIANDANGZHONGYANG、GUOWUYUANDUIJINRONGGONGZUODEZONGTIYAOQIUDEXUYAO,SHIYINGDANGQIANWOGUOJINGJIFAZHANJIEDUANDEXUYAO,BAOZHANGYINXINGXINDAITOUFANGNENGLIDEXUYAO。
GUOJIAJINRONGYUFAZHANSHIYANSHIFUZHURENCENGGANGBIAOSHI,《BANFA》BIANHUADEHEXINZAIYUZHIBIAOJIQUANZHONGFANGMIANDEDIAOZHENG。ZAIZHIBIAOFANGMIAN,JIZAIYUANLAIZHIBIAOKAOHEJICHUSHANGZENGJIALEYINXING“FUWUGUOJIAFAZHANMUBIAOHESHITIJINGJI”DEKAOHE。
“‘FUWUGUOJIAFAZHANMUBIAOHESHITIJINGJI’ZHEIGEZHIBIAOBUSHICAIWUKAOHE,YEHEYINXINGDESHOUYIWUGUAN。ZHEIYIZHIBIAOZENGJIALEYINXINGZAISHANGYEHUIBAOYIWAIDESHEHUIHUIBAOFANGMIANDEKAOHEYAOQIU。”CENGGANGBIAOSHI,CIQIANDEKAOHEZHIBIAOZHUYAOGUANZHUDESHIYINXINGCAIWUFANGMIANHEFENGXIANCENGMIANDEBIAOXIAN。
“YUANLAIDEKAOHEYAOQIU,CONGMOUZHONGYIYISHANGJIANG,GENGZHUIQIUDESHISHANGYESHANGDEHUIBAO。”CENGGANGBIAOSHI,ZHEIZAISHIJIANZHONGYECHUXIANLEYIXIEWENTI,BIRUMOUXIEYINXINGGUODUZHUIQIUGUIMOKUOZHANG,MOUXIEYINXINGZHUIQIUDUANQIHUIBAODENGDENG,ZHANGQIKANDAILAIBUSHAOFENGXIAN。
2017NIANQUANGUOJINRONGGONGZUOHUIYIMINGQUE,JINRONGYAOHUIGUIBENYUAN,FUWUSHITIJINGJI。CENGGANGBIAOSHI,《BANFA》SHIJISHANGSHIBA2017NIANJINRONGGONGZUOHUIYISUOTICHUDEDUIJINRONGXINGYEZHUANBIANSILU、ZHUANBIANFAZHANFANGSHIDEYAOQIU,YIJIXIAOKAOHEDEFANGSHIJIAYILUODI。《BANFA》JIANGDUIYINXINGYEZHENGTICHANSHENGSHENYUANYINGXIANG。
CAIZHENGBUYOUGUANFUZERENBIAOSHI,ZAIPINGJIADAOXIANGSHANG,《BANFA》GENGJIATUCHUFUWUGUOJIAHONGGUANZHANLVE、FUWUSHITIJINGJI、FUWUWEIGUANJINGJIDENGZONGHEJINGJIXIAOYI。XINZENGFUWUGUOJIAFAZHANMUBIAOHESHITIJINGJIPINGJIAWEIDU,BAOKUOYUDANGQIANGUOJIADUISHANGYEYINXINGZHONGDIANGONGZUODAOXIANGMIQIEXIANGGUANDEYEWUZHIBIAO,RUPUHUIXINGXIAOWEIQIYEDAIKUAN“LIANGZENGLIANGKONG”KAOHEZHIBIAO、FUWUSHENGTAIWENMINGZHANLVEHEFUWUZHANLVEXINGXINXINGCHANYEZHIBIAO,CUJINSHANGYEYINXINGGENGJIAYOUXIAOXIANGYINGGUOJIAHONGGUANZHENGCE。
新四大考核指标各占25% 保证银行实现多目标平衡
GAIGEHOU,CONGZHIBIAOTIXIKAN,JIANGGAIGEQIANDEYINGLINENGLI、JINGYINGZENGZHANG、ZICHANZHILIANG、CHANGFUNENGLISILEIZHIBIAO,DIAOZHENGWEIFUWUGUOJIAFAZHANMUBIAOHESHITIJINGJI、FAZHANZHILIANG、FENGXIANFANGKONG、JINGYINGXIAOYISILEI,MEILEIQUANZHONGJUNWEI25%,JIANGULEKAOHEZHONGDIANHEPINGHENGGUANXI。GEDANXIANGZHIBIAOQUANZHONGYIJUZHONGYAOXINGHEYINDAOGONGNENGQUEDING,KESHISHIGENJUGUOJIAHONGGUANZHENGCE、SHITIJINGJIXUQIU、JINRONGFAZHANQUSHIDENGJINXINGDONGTAIDIAOZHENG。
CENGGANGBIAOSHI,BASIGEDALEIDEZHIBIAOQUANZHONGWANQUANJUNDENGHUA,YOUZHUYUBAOZHENGYINXINGZAIDUOZHONGMUBIAOZHIJIANGENGHAODEPINGHENG,JIZAISHANGYEHUIBAOHESHEHUIZERENZHIJIANDEPINGHENG;ZAIDUANQIHUIBAOYUZHANGQIFENGXIANBAKONGZHIJIANDEPINGHENG,YOUZHUYUSHANGYEYINXINGGENGJIAYOUXIAODIGUANCHEGUOJIAHONGGUANZHENGCE,GENGHAODIFUWUSHITIJINGJI。
“YUCITONGSHI,XINDE《BANFA》RENGRANYOUYINXINGZAISHANGYEHUIBAOFANGMIANDEKAOHEZHIBIAO,ZHEIYANGJIUNENGGOUSHIYINXINGZAISHIXIANSHANGYEDEKECHIXUXINGDETONGSHI,NENGGOUJIANGUZHANGQIFENGXIANFANGKONG,SHIXIANWENJIANYUNXINGHEGAOZHILIANGFAZHAN。”CENGGANGBIAOSHI。
CIWAI,CENGGANGJIESHAO,ZAIFAZHANZHILIANG、FENGXIANFANGKONGHEJINGYINGXIAOYISHANG,GAIGEHOUDEZHIBIAOGENYUANLAIZHIBIAODOUYOUDUIYINGDEBUFEN。ZAIFAZHANZHIBIAOSHANG,XINDE《BANFA》GENGJIAQIANGDIAORENJUNXIAOLV;ZAIJINGYINGXIAOYIFANGMIAN,ZENGJIALE“FENHONGSHANGJIAOBILI”ZHIBIAO,MUDEJIUSHIYAOSHIYINXINGDEYINGLITIXIANWEIGUOJIAZUOWEIGUDONGDEFENHONGDEZENGZHANG。
“CONGMOUZHONGYIYISHANGJIANG,ZHEIYIZHIBIAOJIAQIANGLEYINXINGWEILAIFENHONGDEYALI。”CENGGANGBIAOSHI。
CAIZHENGBUYOUGUANFUZERENBIAOSHI,ZAIPINGJIALINIANSHANG,《BANFA》GENGJIATUCHUGAOZHILIANGFAZHAN。JIANLIFAZHANZHILIANGPINGJIAWEIDU,YINRUJINGJIZENGJIAZHI、RENJUNJINGLIRUN、RENJUNSHANGJIAOLISHUIDENGZHIBIAO,YINDAOYINXINGJIAKUAIZHUANBIANFAZHANFANGSHI,JIADAZIZHUCHUANGXINLIDU,TISHENGTOURUCHANCHUXIAOLVHEJIAZHICHUANGZAONENGLI。